Process

From a phone call to a tenanted house.

No jargon, no course, no membership. A brief, a search, an honest appraisal and a purchase — the same sequence we have run on our own portfolio for thirty-seven years.

Freshly refurbished buy-to-let interior ready to let

Step by step

Eight steps, in order.

  1. Step 01

    The first call

    Fifteen minutes on the phone or WhatsApp. What you have to invest, what you want it to earn, and whether Lancashire terraced stock is the right home for that money. If it is not, we will say so.

  2. Step 02

    Your buying brief

    We write down the criteria: price ceiling, minimum yield, bedrooms, tenure, condition tolerance, cash or mortgage, and how quickly you can move. Precision here is what makes the search fast later.

  3. Step 03

    The search

    Agent contacts, local landlords, tired and probate stock, and the open market monitored daily. We are looking for houses whose numbers work on the day of purchase, not after an optimistic refurbishment.

  4. Step 04

    Appraisal and numbers

    Sold comparables, realistic achievable rent, works estimate, stamp duty, legal costs and the resulting gross yield and cash-on-cash return. You see the assumptions, not just the headline.

  5. Step 05

    Viewing and condition report

    We view in person and photograph the parts that matter — roofline, damp, wiring age, boiler, windows, rear access — and tell you what needs doing before a tenant moves in.

  6. Step 06

    Offer and purchase

    We negotiate on evidence. We buy houses to sell to BTL investors, so the purchase mechanics are handled while you get on with your own work.

  7. Step 07

    Refurbishment plan

    A scope and a rough budget for the works needed to reach a lettable standard: kitchen, bathroom, flooring, decoration, safety certificates. You choose whether to use your own trades or local ones we know.

  8. Step 08

    Letting and holding

    Advice on realistic rent, tenant profile for that street, and the compliance you will need — EPC, gas safety, electrical condition, deposit protection. Then it is an asset you hold.

Start with step one.

A short call costs nothing and tells us both whether this is a fit.